Moving into an Apartment

At 72 you don’t get to have many firsts but today was one of them. I have my own apartment to decorate as I please and do anything I want when I want. My house is sold so I am liberated from that responsibility. It’s hard to explain it just feels different and it’s something that was on my bucket list for a long time. Here are some of the obstacles I came across along the way. Before packing up your things though, be aware that moving to a first apartment comes with a lot of responsibilities.

First I had to pack out the house but thinking I had lots of time and help I guess I thought it would never happen. I listed it on the 24th of the month and sold it on the 27th and in order for the sale to go through I had to be out in three weeks after the contract was ratified. Now I need to get moving to pack and do the repairs that came up in the home inspection. I can’t rave enough about my realtor without this particular realtor I don’t think I would have finished as fast as it did. I have a friend that had a three-bedroom house and was kind enough to let me stay for almost a month while I hunted for an apartment. Rent can be all over the place for what you can pay. I found them from $987.00 for a one-bedroom 830 sqft and up to $3,100.00 for a 1,000 sqft I used apartments.com I found a two-bedroom apartment for $1,578.00 per month but it was at the end of the hall on the third floor but I almost took it, in fact, I put a deposit on it. Then I found the one shown in the photo a nice little Villa for 55 and older.



Here is how Affordable Senior Housing Works.

Just click download to get your four-page PDF Showing how it works.

 

If the number of eligible exemptions is:  Your family Virginia adjusted income must be less than:
1 $12,060
2 $16,240
3 $20,420
4 $24,600
5 $28,780
6 $32,960
7 $37,140
8 $41,320

I have a 2 bedroom apartment that’s 925 sqft it’s a bit smaller than I thought I would be happy with and I’m doing a lot of rearranging back and forth between the 10′ X 10′ Storage unit I still have. I had two ten by ten units and a five by five I’m hoping to stay with the one ten by ten until I find a house with my daughter then we can move what’s left into that house freeing up $156.00 per month for me.

Thieves target used cooking grease

‘You can make $10,000 in a night’: Thieves target used cooking grease

The heist began with a thief backing a large, white box truck up behind a Virginia mall around 3:30 a.m. one day in early April, according to a search warrant. The man wasn’t looking for cash or electronics, but something stranger: used cooking grease. Continue reading “Thieves target used cooking grease”

Fight Medicare fraud & protect your identity

bIf you’re signed up for email updates from the Medicare Team You should read this one… All links will take you to the Medicare   website where you can find more information.

Happy National Consumer Protection Week! Now’s a great time to brush up on your Medicare rights and protections, and take action to protect your identity.

Identity theft: protect yourself

Identity theft is a serious crime that happens when someone uses your personal information without your consent to commit fraud or other crimes.

Personal information includes things like your name and your Social Security, Medicare, or credit card numbers.

Guard your card and protect your personal information

  • To help protect your identity, Medicare is mailing new Medicare cards. Your new card will have a new Medicare Number that’s unique to you, instead of your Social Security Number.
  • Don’t share your Medicare Number or other personal information with anyone who contacts you by phone, email, or by approaching you in person, unless you’ve given them permission in advance.
  • Medicare, or someone representing Medicare, will only call and ask for personal information in these situations:
    1. A Medicare health or drug plan can call you if you’re already a member of the plan. The agent who helped you join can also call you.
    2. A customer service representative from 1-800-MEDICARE can call you if you’ve called and left a message or a representative said that someone would call you back.
  • Only give personal information like your Medicare Number to doctors, insurers acting on your behalf, or trusted people in the community who work with Medicare like your State Health Insurance Assistance Program (SHIP).
  • Be familiar with how Medicare uses your personal information. If you join a Medicare plan, the plan will let you know how it will use your personal information.

If someone calls you and asks for your Medicare Number or other personal information, hang up and call us at 1-800-MEDICARE (1-800-633-4227).

If you suspect identity theft or feel like you gave your personal information to someone you shouldn’t have, contact the Federal Trade Commission.

Help fight Medicare fraud

Medicare fraud wastes a lot of money each year and results in higher health care costs and taxes for everyone. There are con artists who may try to get your Medicare Number or personal information so they can steal your identity and commit Medicare fraud.

Guard your Medicare card like it’s a credit card. Give your Medicare Number only to people you know should have it. Medicare, or someone representing Medicare, will never contact you for your Medicare Number or other personal information unless you’ve given them permission in advance. Learn more about the limited situations in which Medicare can call you.

New Medicare cards

To help protect against identity theft, Medicare has mailed new Medicare cards to people with Medicare. Your new card has a new Medicare Number that’s unique to you, instead of your Social Security Number.

Spot and report Medicare billing fraud

Protect yourself and Medicare against fraud by reviewing your Medicare claims for errors, looking for other types of fraud, and reporting anything suspicious to Medicare.

Protect yourself, your loved ones, and Medicare from fraud

Your Medicare rights

No matter how you get your Medicare, you have certain rights and protections designed to:

  • Protect you when you get health care.
  • Make sure you get the health care services that the law says you can get.
  • Protect you against unethical practices.
  • Protect your privacy.

Details about your rights in Medicare