Extra income for seniors Finances

How to Find Missing Money.

How to find missing money. Everyone gets junk mail and if you’re like me you don’t even open most or all of it. I got one letter that caught my eye so I opened it and it was from a company that claimed I had money that was owed to me if my name was “SO and SO”. I was on my way to the trash can when something I saw caught my eye, so I went to my computer and did a GOOGLE search for Missing Money and found several videos from ABC and NBC…

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Navigate HealthCare

Sound familiar?

Have you heard this before? If you’re starting to get mail from AARP its time to start looking at healthcare options for retirement or it’s that time of the year “open season” to be making choices. Unforutitly healthcare choices are always changing and you have to go back and re-evaluate your coverage and options every year, For example, The Part B premium remained steady (for most enrollees) at $104.90 from 2013 through 2016. It increased in 2017, although because the Social Security COLA was just 0.3 percent for 2017, Part B premium increases for…

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Recovering From Loss

Top 10 (subtle) Red Flags by Nola LeForte

Have you ever looked back at an ex and asked yourself “How could I have not seen that coming?!” You can’t always get a good sense of someone until you really get to know them (and then you might be attached), so here are some less than obvious things that you can spot earlier on. Here are my top 10 red flags that may have just flown under the radar: 1. They’re just perfect:  No way, nobody is. If someone is too good to be true, it’s not true. Manipulators (and…

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Navigate HealthCare

Navigating the Healthcare System

Navigating the healthcare system can be a daunting and time-consuming task and it’s a little different for everyone. It will depend on your age, coverage, location, for example, someone in New York will pay a different premium than someone in Alabama. Here is a partial list of the Best & Worst States for Health Care visit WalletHub for a more comprehensive list, by services. Source: WalletHub   Overall Rank (1 = Best) State Total Score ‘Cost’ Rank ‘Access’ Rank ‘Outcomes’ Rank 1 Hawaii 67.36 3 42 1 2 Iowa 66.62 2 19 13 2 Minnesota 66.62 5…

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Finances

Let the Federal Trade Commission help you

If you have ever been ripped off by a scam or you suspect fraud call the FTC or file a report. To avoid being scammed visit the FEDERAL TRADE COMMISSION. By educating yourself you will be less likely to be taken’ These people that pull these cons are smart but you can be smart as well.  This is you. You’ve been ripped off, or you’ve spotted a scam. Don’t keep it to yourself. Take it to the Federal Trade Commission by filing a complaint. What kind of complaint? The Federal Trade…

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Finances

Reverse mortgage and potential elder financial abuse

Reverse mortgage and potential elder financial abuse Article Source A reverse mortgage is a loan against the equity an elder has built up in their home. The loan is “reversed” because instead of making payments to the lender as in a traditional mortgage, the bank advances sums to the elder against the future sale of the property. These loans allow homeowners age 62 and older to convert a portion of their home equity into loan proceeds that can be used to supplement their retirement spending. The advances can take the…

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Finances

Selling on Amazon

I have struggled with amazon’s calculations since beginning to sell books on Amazon. At first, I thought “Wow how cool is this”. Then I started to dig deeper into the way they charge what they charge Amazon fees FBA Pick & Pack Fee ($1.06) Amazon fees FBA Weight Handling Fee ($0.85) Amazon fees Referral Fee on Item Price ($1.21) Amazon fees Variable Closing Fee ($1.35) Product charges $8.09 In this example above: the cost to sell a book for $8.09 is $4.47 leaving a profit of $3.62. This is amazons…

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Senior Dating

Sending Signals If you like the guy.

Sending Signals If you’re hitting it off you still need to send him a signal that you want him to ask you out because he may think you are just being friendly or kind. A lot of guys and woman in our age group that are widowed or divorced are somewhat insecure when it comes to asking a woman out. We are all vulnerable and don’t want to set our self up for disappointment and rejection. You may need to make it very clear your interested in spending an afternoon or…

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