Finances

That’s not your neighbor calling

Scammers count on it.   When your phone rings and it looks like a local call, you may be more likely to answer. Scammers count on this and can easily fake caller ID numbers. They even can match the first six digits of your own number, which is called “neighbor spoofing.” The urge to answer can be tough to resist since you might worry it’s a neighbor who needs help or the school nurse. If you see a number like this on your caller ID, remember that it could be faked.…

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Finances

“Patriot Checks” program True or False?

True or False? There seems to be a lot of emails and the third rate so call “news services” reporting that you can get money under the “Patriot Checks” program. Cash for Patriots is a federal program described by Zachary Scheidt, an affiliate of the financial publisher Agora Financial. The Cash for Patriots program described in the pitch does not appear to exist, and investors should not pay for these publications unless far more verifiable details are offered. No record of any such program could be found in mainstream news…

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Navigate HealthCare

See if you’re eligible

Medicare Savings Programs You can get help from your state paying your Medicare premiums. In some cases, Medicare Savings Programs may also pay Medicare Part A (Hospital Insurance) and Medicare Part B (Medical Insurance) deductibles, coinsurance, and copayments if you meet certain conditions. These conditions are listed below under “How do I apply for Medicare Savings Programs?” 4 kinds of Medicare Savings Programs If you have income from working, you may qualify for these 4 programs even if your income is higher than the income limits listed below. Qualified Medicare Beneficiary (QMB) Program          QMB income &…

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Navigate HealthCare

Keep an eye on your mailbox

Here is what was in my email inbox today everyone should be getting one of the new Medicare cards. Your new Medicare card is coming soon Keep an eye on your mailbox — we’re starting to mail new Medicare cards in your state! Remember, once card mailings begin in your state, it’ll take about a month to finish. So you might get your new Medicare card at a different time than friends or neighbors in your area. One tip: if you have a MyMedicare.gov account, you can sign in and…

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Extra income for seniors Finances

Become a notary and earn extra money

What are or what does a Signing Agent do? Notary signing agents are hired as an independent contractor. to ensure that real estate loan documents are executed by the borrower, notarized, and returned for processing on time. Completing this critical part of the loan process enables the loan to be funded. You should get as much training as you can it will make it easier to perform signings, although it is not required in most states and you will have to check with the state you reside to understand their requirements. Each state…

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Extra income for seniors Finances

Sell your old CD’s & DVD’s

How Much Cash Do You Have Sitting Around? Here is a good way too cash in on the money that’s just laying around your house. I had almost three hundred music CD’s “268 to be exact” that I was able to sell? I was paid $317.67  and the buyer paid for the shipping. The concept is called “re-commerce” Here is how to go about it. This website is convenient Bonavendi it will display the amount other buyback sites will pay you. Often though the amount you see is not up to date so I…

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Extra income for seniors Finances

How to Find Missing Money.

How to find missing money. Everyone gets junk mail and if you’re like me you don’t even open most or all of it. I got one letter that caught my eye so I opened it and it was from a company that claimed I had money that was owed to me if my name was “SO and SO”. I was on my way to the trash can when something I saw caught my eye, so I went to my computer and did a GOOGLE search for Missing Money and found several videos from ABC and NBC…

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Navigate HealthCare

Sound familiar?

Have you heard this before? If you’re starting to get mail from AARP its time to start looking at healthcare options for retirement or it’s that time of the year “open season” to be making choices. Unforutitly healthcare choices are always changing and you have to go back and re-evaluate your coverage and options every year, For example, The Part B premium remained steady (for most enrollees) at $104.90 from 2013 through 2016. It increased in 2017, although because the Social Security COLA was just 0.3 percent for 2017, Part B premium increases for…

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Navigate HealthCare

Navigating the Healthcare System

Navigating the healthcare system can be a daunting and time-consuming task and it’s a little different for everyone. It will depend on your age, coverage, location, for example, someone in New York will pay a different premium than someone in Alabama. Here is a partial list of the Best & Worst States for Health Care visit WalletHub for a more comprehensive list, by services. Source: WalletHub   Overall Rank (1 = Best) State Total Score ‘Cost’ Rank ‘Access’ Rank ‘Outcomes’ Rank 1 Hawaii 67.36 3 42 1 2 Iowa 66.62 2 19 13 2 Minnesota 66.62 5…

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Finances

Let the Federal Trade Commission help you

If you have ever been ripped off by a scam or you suspect fraud call the FTC or file a report. To avoid being scammed visit the FEDERAL TRADE COMMISSION. By educating yourself you will be less likely to be taken’ These people that pull these cons are smart but you can be smart as well.  This is you. You’ve been ripped off, or you’ve spotted a scam. Don’t keep it to yourself. Take it to the Federal Trade Commission by filing a complaint. What kind of complaint? The Federal Trade…

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