Move into my Apartment

At 72 you don’t get to have many firsts but today was one of them. I have my own apartment to decorate as I please and do anything I want when I want. My house is sold so I am liberated from that responsibility. It’s hard to explain it just feels different and it’s something that was on my bucket list for a long time. Here are some of the obstacles I came across along the way. Before packing up your things though, be aware that moving to a first apartment comes with a lot of responsibilities.

First I had to pack out the house but thinking I had lots of time and help I guess I thought it would never happen. I listed it on the 24th of the month and sold it on the 27th and in order for the sale to go through I had to be out in three weeks after the contract was ratified. Now I need to get moving to pack and do the repairs that came up in the home inspection. I can’t rave enough about my realtor without this particular realtor I don’t think I would have finished as fast as it did. I have a friend that had a three bedroom house and was kind enough to let me stay for almost a month while I hunted for an apartment. Rent can be all over the place for what you can pay. I found them from $987.00 for a one bedroom 830 sqft and up to $3,100.00 for a 1,000 sqft I used apartments.com I found a two bedroom apartment for $1,578.00 per month but it was at the end of the hall on the third floor but I almost took it, in fact, I put a deposit on it. Then I found the one shown in the photo a nice little Villa for 55 and older

Here is how Affordable Senior Housing Works.

Just click download to get your four-page PDF Showing how it works.

 

If the number of eligible exemptions is:  Your family Virginia adjusted income must be less than:
1 $12,060
2 $16,240
3 $20,420
4 $24,600
5 $28,780
6 $32,960
7 $37,140
8 $41,320

I have a 2 bedroom apartment that’s 925 sqft it’s a bit smaller than I thought I would be happy with and I’m doing a lot of rearranging back and forth between the 10′ X 10′ Storage unit I still have. I had two ten by ten units and a five by five I’m hoping to stay with the one ten by ten until I find a house with my daughter then we can move what’s left into that house freeing up $156.00 per month for me.

Challenges facing seniors

Challenges facing seniors.

Challenges facing seniors.
Photo by: Tommy Lisbin
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Some of the challenges facing seniors are that more than half of all retired seniors count on social security for half of their income. The other 50% of seniors count on Social Security for at least 90% of their income. (Data collected from NIH)

This will be further impacted in 2018 by yet another cost increase in Medicare part B changes which in all probability cause supplemental health insurance rates to rise. There is little we can do to change any of these items above and I can go on for hours quoting numbers and yelling the sky is falling but the truth is no one knows where it will end.

I am going to talk about some of the opportunities that are out there that can supplement your income and put cash in your pocket. I am not going to try to sell anything or try to get you to send me money. All I want to do is help those that are in the same boat I was after my wife passed away. I will only tell you this I have been turned down for survivors benefits, as well as disability. I am not able to live on my retirement alone and I know many of you are in the same boat as I am. Even if you’re not right now at some point you may be. Even if you are living comfortably wouldn’t it be nice to take off on that vacation or go to some nicer restaurants and not have to look for the blue plate specials?