Hello, I’d like to speak to you today about a sensitive subject we all have experienced at some time in our life. We’ve had parents, friend’s, brothers, sisters and spouses that have passed away. Each loss is different in its own way. I speak of one specific area that leaves us both grieving in anticipation of a loved one that is beyond help with some form of dementia or life ending disease such as cancer. I can speak for myself that I spent nearly one year that we knew my wife was going to pass away. You wake up facing the same probability each day and wonder when the end will come. Some of us are luckier than others and the end comes in a relatively short period of time others have to endure years of watching our beloved slip farther away. Your pain is as real as theirs is emotionally and, in the end, while there is relief they will no longer suffer you must now confront the loss and decide what path you will take. But this is a subject for another article. This time I would like to talk about those that are living another kind of nightmare known as Dementia or Alzheimer’s. There is no one-size-fits-all solution to this painful situation and there is no good or right answer for how to deal with it and one of the best things that you can do for yourself is to get involved with some form of grief share, bereavement group or Alzheimer’s support group. What I want to bring out is some of the feelings that no one talks about even in one of the support groups I mentioned.
Society has set up some kind of rule that says if you start dating or seeing other single people to soon after your spouse has passed away you are not respecting their memory or if your loved one is confined to a hospital and may not even remember your name you have to wait to begin to live again. Everyone seems to feel you are supposed to wait until they pass away then go through a grieving period before you are able to live again. They don’t know or understand what we have been through so why we should wait for their approval.
Researchers found that those who had been single their entire lives had a 42 percent increased risk of developing Dementia or Alzheimer’s and that those who had been widowed faced a 20 percent higher risk. The bottom line here is we are social animals and need companionship to stay healthy both physically and mentally.
I encourage you to leave your thoughts and experiences in the comments about your feelings for others to read and benefit from and realize are not alone in their thoughts.
Notary signing agents are hired as an independent contractor. to ensure that real estate loan documents are executed by the borrower, notarized, and returned for processing on time. Completing this critical part of the loan process enables the loan to be funded.
You should get as much training as you can it will make it easier to perform signings, although it is not required in most states and you will have to check with the state you reside to understand their requirements. Each state charges an application fee to become commissioned and you will be sworn in at your local government office. For my state, it cost about $50.00 and took about three weeks to complete the entire process.
You can sign on with any number of training providers and after you complete a course you will be placed in a database for signing services to contact you to do signings. Each signing can take between one and three hours but the actual signing of most loan documents should be under one hour. The ones that take the longest are reverse mortgages and are a little more involved however these are the most rewarding. This page will be updated as often as new information becomes available so come back often. I took two courses so I can only give my experience with each of them and I will give a review of the ones I used. I took a course given by NNA this seems to be the industry standard for all notaries that start out all though it is not required the majority of signing companies that seek out signing agents go here to find them. The membership is $69.00 for one year and they offer discounts for up to four years. The course can be taken independently from the membership but it’s a good idea to purchase the whole package because you get the NNA Certification as well as the required E&O insurance. I found the course information lacking severely inadequate to actually perform a signing so I looked for a course that taught the signings specifically and found Notary2Pro which I also took. I found this to be a lot better than what NNA offered and this level of training is needed to even begin thinking about going out to do a signing. In my opinion, the best way to achieve success if you are going to become a Notary Signing Agent is to get as much training as you can. Do your research carefully when you are going to sign up and pay for training. The best thing you can do is to find someone in your state to train you because each state has specific basic requirements on how signings are performed such as Reverse Mortgages, Refinances, conventional or VA mortgages.
This is like any other business in that it will take a few years before you learn the ropes and build up a reputation with signing companies or title companies. Here are some of the best deals I have found for items you will definitely need if you don’t have them already.
Here is a good way too cash in on the money that’s just laying around your house. I had almost three hundred music CD’s “268 to be exact” that I was able to sell? I was paid $317.67 and the buyer paid for the shipping.
The concept is called “re-commerce” Here is how to go about it.
This website is convenient Bonavendi it will display the amount other buyback sites will pay you. Often though the amount you see is not up to date so I only use it to show me who is buying. I then go to the sites using another tab or web browser and re-enter the ISBN information. You can learn about what an ISBN is by clicking this link What is an ISBN. If you have a lot of CD’s and DVD’s you may want to buy a scanner they are cheap and well worth the small investment. Be sure to get one that has an auto scan feature so all you need to do is pass the barcode under the laser to activate and automatically insert the ISBN into your browser.
CD’s and DVD’s are not the only items these sites purchase, they also purchase cell phones, books, video games, game consoles, legos, Kindle’s, Notebooks and much more depending on the buyback site. So items you will be paid $20.00 and up to about $100.00 each. I took this opportunity to another level after my first shipment and in 2017 I was paid $17,043.45 so, as you can see this can be a lucrative past time. Here are some of the sites I sell to. Not only is it fun to go hunting for items to sell it’s a good opportunity to get out and meet people, visit yard sales I like to walk a lot providing the weather is nice. Some buyback sites even have phone apps you can scan to see if they are worth buying and after your day of treasure hunting all you need to do is go home to print your shipping label and send off the box or package.
I want to add one thing I always copy my music CD’s to iTunes and keep a backup copy on two devices as well as the cloud. Happy treasure hunting.